| Property
research |
| Basic
information about the property and the area you're considering is
available online from some unusual sources. These are the must-visit
websites for the buyer or seller
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Maporama
Multimap
Streetmap
ViaMichelin |
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Four excellent
map sites – enter a place name or postcode and you'll get a zoomable
map of the area. |
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Upmystreet |
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Type in a postcode and the
search engine will use official statistics to profile the neighbourhood
– like crime rates, exam results, and property prices. |
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Neighbourhood
Search |
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Another postcode checker
to give you some idea of what the neighbourhood is like, what the
typical house type is, and what financial risks might be associated
with it. |
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Neighbourhood
Statistics |
|
Government-funded
website (based on Office of National Statistics data from the 2001
Census) intended to let you check out local areas with detailed statistics
for a range of subjects including population, crime, health and housing.
You can access statistics according to postcode, town or city name,
as well as being able to search by subject for an overview of the
best and worst that the UK has to offer. You can also compare areas. |
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NeighbourScan |
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Neighbourhoods rather
than neighbours, actually. Another of the useful paid-for search tools (prices from £350)
that can help you assess a potential area. This one includes some
people problems (including the proximity of paedophiles and peeping
toms, it is claimed) as well planning blight, flood risks, parking
problems and more. |
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PrimeLocation |
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Property locator
site including a useful Your Neighbourhood page local info
on property prices, council performance, schools and local services,
plus links to IAmMoving, Homecheck
and UKVillages. |
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Homecheck |
|
Get a free online report
on your new property. Find out about hidden risks such as old landfill
sites, flooding, subsidence, radon, toxic sites and contaminated land. |
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Environment
Agency |
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Loads of information
about potential problems in specific areas – including the proximity
of landfill sites and possible flooding problems. |
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Good
Schools Guide |
|
Proximity to
a decent school is a major issues for many families. This site has
assembled all the public information that it can find on UK schools,
many with short reviews; basic info on exam results and the like is
free, otherwise you'll have to pay to subscribe. There were 648 schools
covered last time we looked. |
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Land
Registry |
|
The Land Registry records
the ownership of registered land in England and Wales. This site provides
has information and forms; you can’t get at ownership details for
particular properties, but there is a useful property price database
where you can find average prices of residential property in England
and Wales. (For information about Land Registration in Scotland go
to the Registers of Scotland.) |
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Mouseprice |
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Online valuation service – can calculate the current value of any property in England and Wales provided it has been
sold or valued since1 April 2000. |
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E-valuations |
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Anohter online valuation website. You can choose a valuation based on any or all of Land Registry Data, Estate Agent opinions and local property market analysis. Prices from £50 to £100. |
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HousePriceCrash |
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As the name implies, this excellent independent site aims to counterbalance to the huge amounts of positive spin the housing market receives and to provide up to date data and commentary. It's fascinating stuff, meaty and (in the blog) opinionated. |
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ReallyMoving |
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Useful free collection
of paid-for links covering buying, selling, financing, moving, and
more. |
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UKvillages |
|
Free service
to villages and local communities in the UK. Lots of local info and
opinions; not everywhere is covered, though. |
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| Find
the property nationally |
| Numerous
property websites have online databases for
the whole country. Most take their property-for-sale references from
a limited number of estate agents, though, and many have a heavy bias
towards the South East. |
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Country
Life Property |
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The magazine's website has
searchable links to prestige properties from more than 30 estate agents. |
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Find
A Property |
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Searchable database of property
from several estate agents specialising in London and the South East.
Features include a directory of estate agents offering virtual property
tours. Could do with a few more entries. |
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Fish4Homes |
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National database with excellent
searching. Developed by four big regional newspaper groups, and since local papers are the obvious first port of call for the house-hunter this makes a good online starting point.. |
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HomeCo |
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Searchable database covering
the country. A map of Britain is the starting point; refine your search
by price, accommodation and/or distance from a major town. |
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homesonline |
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Searchable databases of property
and estate and letting agents. There’s also a directory of home improvement
centres. |
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Hometrack |
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Independent property research
service, including unique Housing Database for property prices and
trends in particular areas. Over 7,500 reports are received monthly
from up to 3,500 Hometrack Approved Agents. |
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Housenet |
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Advertising service for UK properties for sale, with a decent searchable database included. |
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HouseWeb |
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A large property database,
but also a good collection of guides on moving house. Also has latest
mortgage rates and house prices. |
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Loot
Property |
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Mammoth property database,
though more geared to renting than buying and to the South East rather
than the whole of the UK. |
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MoveWithUs |
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UK-wide network with input from around 1,000 estate agents. Unusually, good on part-exchange deals. A nice website with lots of well-presented and useful information alongside the 'buy members' services' messages.. |
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National
Directory of Estate Agents |
|
Aka UK Property
Shop. Claims to be the most comprehensive source of residential property
for sale or rent, covering 18,000 estate agents and letting agents
in 3,000 towns. |
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Period
Property UK |
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Does what it says on the tin specialises in period homes.
Listings of properties for sale, plus tips on renovation and a question-answering
service |
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Propertyfinder.co.uk |
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Decent searchable UK-wide
database of properties, most with an inviting photo and location map. |
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Rightmove |
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By a stretch,
the top property search website in terms of visits "where
people view more property pages than on the next three largest property
websites put together". Jointly owned by four big estate agency
groups but used by more than half of the top 100 estate agencies to
showcase properties. Covers 99% of UK postcodes. |
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SmartNewHomes |
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As you'd expect, the site lists new homes for sale. It's independent
but "works in conjunction with leading House Builders across
the UK". |
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4salebyowner |
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Private property
sales avoid the estate agent (and their fees). |
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| Find
the property in and around Herefordshire |
| We
operate nationally, but we obviously have a bias towards our local
area. It's now well-provided for estate agents, most of them with
online lists of properties. Naturally we have well-established contacts
with all of these. |
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Andrew
Grant |
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Andrew
Morris Estate Agents |
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Arkwright
Owens & Co |
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Bairstow
Eves Countrywide |
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Barry
Bufton |
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Bill
Jackson Estate Agents |
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Brightwells
Property Services |
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R
M Caldicott Property & Management |
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Christopher
Lyons |
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Clee
Thompkinson Francis |
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Cobb
Property |
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Connells |
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Cross
& James |
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Darlows |
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David
Parry & Co |
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Flint
& Cook Estate Agents |
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Haart
Ltd |
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Hayes
Sales and Lettings |
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H.J.Pugh
& Co |
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Humberts |
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J
Patrick Power |
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John
Amos & Co |
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Jonathan
Preece & Co |
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Jonathan
Wright |
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John
Goodwin Estate Agents |
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Knight
Frank |
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Link
Up Properties |
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Maitland
Rachel |
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McCartney's |
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Morris
Bricknell |
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Nicholas
Craddock Estate Agents |
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Parrys Property Co |
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Platinum
Property |
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Re/Max |
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Richard
Butler & Associates |
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Russell
Baldwin & Bright |
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Shawcross
& Co |
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Stooke,
Hill & Walshe |
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Sunderlands |
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Taylors
Countrywide |
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The
Property Shop |
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Thompsons
Land and Property |
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Turner
& Company |
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Watkins
and Thomas |
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Williams
Estate Agents |
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Find the finance |
| Competition
in the mortgage business has produced a whole range of property-loan
options, and you may well need a guide to pick your way through the
candidates to find the best deal for your own circumstances. |
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Charcol
Online |
|
Helpful site from well-known
mortgage broker good on basic definitions, includes calculators
to work out how much you can borrow and how best to repay. You can
also apply for mortgages online. |
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Essentially
Homeloans |
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As the name suggests,
a one-stop mortgages and loan shop that claims to include "mortgage
information to cover nearly every possible mortgage requirement". |
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Frog Finance |
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Refreshingly low-key financial information site with lots of good-quality basic information – including sound comment on current money news stories – and commendably not much selling. Good clean design, too. |
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Inland
Revenue |
|
The Revenue has a lot of useful
tax-related information online, including forms and downloadable leaflets
relating to property matters.
This starting-point link is to the Stamp Taxes Online service, developed as part of the move towards e-conveyancing. |
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LoanCheck |
|
If you already have a loan
or a mortgage, check whether you are paying too much in insurance,
penalising interest rates and other add-ons by visiting this site.
If it seems you are being overcharged, LoanCheck can try to get you
a refund. |
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Money
Supermarket |
|
A financial intermediary
specialising in online services and featuring an excellent selection
of mortgages and other money products. Has probably the best online product comparisons. |
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Mortgage
Calculator |
|
The mortgages section of the
Interactive Investor site has a collection of calculators to help
you compare mortgages. |
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Mortgage
Finder |
|
Best of the mortgage lists
details of 1,500 different mortgages from 90 providers, with
daily updates and interactive searching. There is also a glossary
of terms and answers to frequently asked questions. |
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Mortgages
for Business |
|
Claims competitive rates
on business and commercial mortgages; MFB also offers commercial property
investments and owner-occupier mortgages. The site also has a lot
of (free) information for borrowers. |
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Mortgages
ABC |
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Useful basic information and commonly-asked questions about mortgages, with no financial products sold or endorsed (though there are ads on the site).
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Mortgages
Online |
|
Good first-time-buyers' site
with straightforward advice about finding mortgage deals and avoiding
common pitfalls. |
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Mortgages.co.uk |
|
Impressive and
extensive portal for UK mortgages with over 100 pages of information
advice, questions and answers, glossary, separate areas for
remortgages, buy to let, commercial mortgages, inheritance tax and
how to make a will. Lots of calculators and lists of top lenders in
various categories, too. |
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Remortgage
UK |
|
Website featuring
what it regards as "the very best mortgage and remortgage deals
in the UK". One of many, but easier to use than some ... |
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What
Mortgage Online |
|
As the name implies,
the online version of What Mortgage magazine. This neatly-designed
site has some very useful content, including free guides, calculators
and a lot of advice.. |
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| Ideas,
advice and other input |
| A
potpourri of information and advice for the buyer or seller of property.
Many of the services here are also provided by property databases
and mortgage-related sites, though
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Association
of British Insurers |
|
Useful advice on a range
of insurance issues, including building, household and mortgage protection. |
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BBC
Homes |
|
Very wide-ranging collection of ideas
and advice for furnishing, decorating and DIYing your home
plus info on maintenance, security, finance, and buying and selling. Sign up for newsletters, get stuck into the forums, bypass the hard sell for BBC property programmes ... |
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Good
Schools Guide |
|
Check the status
of schools in the area postcode-searchable directory of state
and independent schools with Ofsted results, parents' comments and
other useful information. |
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Home
Stagers |
|
Began life when
the founder hit problems trying to sell her own home in a difficult
market, developed into a franchised network of interior design consultants,
and includes this free and very full collection of articles, tips,
case studies, financial tools, advice and networking for anyone interested
in increasing a home's financial potential. |
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HomeEverything |
|
Free service
that can compare a selection home improvement companies in your area
"the best companies that have achieved gold standard reputations
on the basis of outstanding workmanship and highly competitive prices
... We have filtered out maverick companies that cut corners and /
or over charge". |
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How
to buy a home in England and Wales |
|
This online booklet from the
Council of Mortgage Lenders (a 254kb download in PDF format) covers
everything you need to know about mortgages, conveyancing, insurance
and budget planning. (The CML has several useful consumer publications
on this
page.) |
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IAmMoving |
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Tell everyone
your new address simple and free change-of-address service. |
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OffGrid |
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Well-designed
website for "people, places or buildings without mains water
or power". Lots of how-to information, networking and classified
ads. |
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PeriodProperty |
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Primarily a properties-for-sale site, but it also lists a good range of products and craftsmen
across the UK for older properties. The site also has an agony
uncle who will advise on problems such as modifying listed buildings
or repointing walls with lime. |
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Property
Medics |
|
A good-looking
and well-filled website for property improvers: "for the first-time
buyer, seasoned homeowner or DIY landlord we're here to help you achieve
the best from home ownership". |
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QuickMoveNow.com |
|
A number of agencies have sprung up offering a quick sale. This one seems more up-front than most;
it simply pays "up to" 90% of the appraised value of your home based on the opinions of three independent local estate agents. There are no charges to obtain an offer on your home, and they might even pay up to £500 towards solicitor's fees. |
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Salvo |
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A partial but
still pretty good directory of architectural salvage yards and auctions. |
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Snagging.org |
|
"Empowering
new home owners" claims this site, which provides advice and
forums on snagging lists (post-sale problems with new houses) plus
some links. |
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| Rent |
| So
you need some temporary accommodation while you wait for your property?
Try these quick-reference sites. (Several of the estate agents listed
above will
also have a number of properties to let.) |
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Arena
Lettings |
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Property to let in and around
Hereford, with lists of available properties. |
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Belvoir
Lettings |
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Property to let in and around
Hereford, especially family houses. |
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Rentamatic |
|
Useful resource for anyone
looking for a place to rent includes a comprehensive directory
of UK letting agents. |
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R
M Caldicott Property & Management |
|
Property to let in and around
Herefordshire. |
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The
Accommodation Directory |
|
Nationwide list of available
flats, houses and rooms for rent. |
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Thompsons
Land & Property |
|
Property to let in and around
Herefordshire. |
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| Build
it yourself |
| If
you're keen to build your own house, these would make a good (maybe
even essential) starting point. |
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Home
Building For All |
|
Independent and very professional
site covering building design, costs, alterations and extensions,
building regs, and more. Although run by professional builders it
includes advice on cost saving. Much of the information is free; the
rest will cost you £30 membership. |
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Self
Build Information |
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Practical advice on how to
build your own home. Features include a database of UK building plots,
directories of architects and builders, and related discussion forums. |
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SelfBuild123 |
|
A good site from an amateur
who has been through the self-build process. Very sound on the preliminaries
– researching the whole self-build issue, finding land, getting the
finance, sourcing the building materials, and so on. Good links, too. |
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The
House Planner |
|
Good source of information
and advice (mostly via links) for anyone interested in building, renovating
or home improvements. |
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Yourplot.co.uk |
|
An online retailer
of land in the UK typically vacant plots of around 1/4 acre. |
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UK
Selfbuild and Renovation |
|
Fact-packed site, with lots
of from-the-heart info for the first-timer on finding the land, sorting
out costs, building the thing, and even reclaiming VAT. The cost calculator
is particularly useful. |
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| Buy
to let |
| A
lot of good information is available online for those looking to property
for an income perhaps too much information. Here's a collection
of starting points. |
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Mundy's
Comment: Are you a would-be landlord? |
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Our
own summary of the key issues, complete with caveats. |
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Which?
report on Buy-to-Let June 2002 |
|
Not as up-to-date
as it could be, but all the facts and comments are accurate. The link
is for Which? Online subscribers; others will have to purchase the
report. |
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Association
of Residential Letting Agents |
|
An essential
stop for would-be landlords, loaded with useful information. |
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Buy-to-let |
|
A commercial
website with some free information, opinions, and a newsletter. Especially good for beginners. |
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The
Practical Guide to Buy-to-Let |
|
Downloadable
ebook full of useful, practical information costs £20,
comes with a buy-to-let calculator as an Excel spreadsheet. A sample
chapter is available at the website. |
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The
Money Centre |
|
Claims (apparently
with justification) to be the UK's largest specialised mortgage broker
for Buy to Let, Residential Investment and Commercial Mortgage finance. |
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Best
Buy to Let Mortgages
Best4Let
Finance
for Living
|
|
Three of many
specialist mortgage brokers. |
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LandlordZONE |
|
Rather good
on-line community and portal for landlords, novice and experienced
alike. Bags of free information, resources and contacts. |
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LetLink |
|
Useful information for the
lettings sector. No property listings, but does list local letting
agents for landlords or tenants. |
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Landlord
Law |
|
Fast and economical
legal advice for landlords (and tenants). The site includes a substantial
database of information, tips, FAQ, and articles. |
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Landlord
Forum |
|
Claims to be
"the fastest growing Landlord Advice website in the UK". It's certainly an extensive online resource for buy to let landlords,
tenants and property professionals. Well worth browsing, and there are
some low-cost ready-to-use legal documents on offer too. |
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Residential
Landlords Association |
|
Claims to be
"the UK's leading national landlord association for UK landlords
and private residential property investors". Some good free material
even if you don't join up, including downloadable forms. |
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PropertyLicence.gov.uk |
|
Government web pages explaining the revised HMO (Houses in Multiple Occupation) regulations that came into force in April 2006. |
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| Professional
contacts |
| A
collection of sites for the key professional bodies in the property
business. Many of these have useful information for the consumer. |
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Council
for Licensed Conveyancers |
|
The body that
certifies Licensed Conveyancers like Mundy's. The site includes basic
information, plus details of the complaints procedure. |
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Inland
Revenue |
|
The taxman has
several guidance notes of interest to homeowners and property investors.
The website also has a section on council tax calculations from the
Valuation Office. |
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Council
of Mortgage Lenders |
|
The trade association
for mortgage lenders in the UK; its members undertake around 98% of
UK residential mortgage lending. For facts on buying a home, and help
with mortgage repayments and tax, check out the FAQ section on this
helpful website. |
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The
Law Society |
|
The professional body for
solicitors in England and Wales. There's not much here for the general
user, but sometimes it may be helpful to see the profession's point
of view on matters of policy and practice in legal dealings
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The
Royal Institute of Chartered Surveyors |
|
A professional
body that "represents, regulates and promotes" 110,000 chartered
surveyors and technical surveyors. The website is mostly for members,
but the public pages have useful information on consumer protection,
dispute resolution, finding a surveyor and buying and selling at auction.
The RICS also publishes quarterly surveys of the residential property
market. |
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National
Land Information Service |
|
NLIS is a government service
that aims to provide an on-line link to various sources of information
physically held at disparate and unconnected locations. Initially,
only conveyancing professionals such as solicitors and licensed conveyancers
can use these services; but the intention is that one day it will
be available to the general public as well |
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National
Housebuilders Council |
|
NHBC in an independent
non-profit provider of warranties and insurance for new homes. The
website includes its charter regulating the construction of houses,
plus a guide to logging a complaint. |
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National
Association of Estate Agents |
|
The larger of
the professional bodies for for estate agency, representing more than
60% of estate agency offices in the UK. |
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Independent
Association of Estate Agents |
|
A professional
organisation for estate agents, effectively in competition with the
NAEA. |
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Web
Law |
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Independent source
of information about business and commercial law. |
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| Local
information |
| Herefordshire
and the Marches aren't served too well via the web, but these sites
are honourable exceptions in giving a flavour of local life. |
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Herefordshire and Monmouthshire Classic Hits |
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Hereford and Monmouth Classic Hits Ltd is one of two applicants for a new local commercial FM radio licence covering Herefordshire and Monmouthshire. It is backed by the experienced local broadcaster Laser Broadcast Ltd.
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This
is Herefordshire |
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The best-developed and most
commercial local site is associated with the Hereford Times newspaper. |
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Hereford.uk.com |
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Hereford's community
information website, now in its seventh year, provides a good portal
to information on business, travel, entertainment, employment, tourism,
schools, and more. There's a very good what's-on section
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ThisBritain
Herefordshire |
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Claims to be
"a hand-picked, impartially summarised list of the very best
Internet sites for Herefordshire". It makes a reasonable stab
at this, though the Yahoo-style hierarchy means you might need lots
of clicks through groups and subgroups before you reach the individual
site you want |
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